.png)
+61 (0)410 694 633
ANDREW BEAN PRESENTS
THE COMMERCIAL PROPERTY SHOW AUSTRALIA
Create freedom with cash flow!
LATEST PODCAST EPISODE
SEASON 6, EPISODE #76
APRA’s New Lending Rules Explained: Did Borrowing Just Get Harder?
What if one lending policy could change how much you can borrow, when you can borrow and even whether you stay in residential or move into commercial property sooner than planned?
APRA’s new Debt to Income cap is coming, and in this episode we break down exactly what it means for home buyers, investors and anyone building a property portfolio in Australia.
I’m joined by my personal finance and business broker, Charles Zerafa from Integrity Finance, who lifts the lid on how banks assess risk, how lending appetites shift behind the scenes and why this new DTI policy could reshape borrowing capacity for years to come.
Whether you’re stretching for your next investment, planning your first home purchase or thinking about diversifying into commercial property, this episode gives you the insider playbook you won’t hear from your bank.
LISTEN ON YOUR PREFERRED APP >>
Australia's #1 Commercial Property Podcast
If you're serious about commercial property investing, you’re in the right place! The Commercial Property Show Australia isn’t just the country’s #1 commercial property podcast—it’s your go-to source for expert insights, real-world strategies, and deep dives into the commercial market. Our blogs bring the best of the podcast to you in an easy-to-read format, so you can listen, read, and stay ahead of the game. Whether you're tuning in on the go or diving into our written content, you’ll get the knowledge you need to make smarter, high-return investments. Don’t miss out—explore our latest episodes and blogs today!
JOIN OVER 3,500 Community Members in our FREE PRIVATE FACEBOOK GROUP
How to ACTUALLY Run the Numbers on a Commercial Property
In this video, I take you onsite, break down every tenancy, assess the risks, and show you step by step how to underwrite a commercial property deal from start to finish. If you’ve ever wondered how commercial investors work out what to pay, this is a real deal breakdown where I analyse the income, outgoings, leases, cap rate, cash flow, and the true value of the property.